We are here for you!
Our goal is to always be up to date with the finance products and services on offer. This is a very exciting time as enormous levels of competition between banks, credit unions and other lenders mean highly innovative and attractive loan packages being on offer. These lenders want your business and as your mortgage broker we’re in the best position to arrange you a deal that suits your particular needs. The market place has never been more complex with all that’s on offer from the more basic right up to more complicated products that need considerable thought and management. So, as well as our ability to help you choose the best solution, you have the added benefit of our ongoing assistance and support.read more
Intelligent investing - stick to the basics
In spite of it's complexities, many novice investors seem to find property easier to select and manage than other types of investment. But if you make the wrong decision you may find yourself experiencing problems. In an ever changing market, here are Seven Golden Rules that may provide you with some guidance when considering any investment. Create a plan and stick to it. Ask yourself: what would you like to achieve by investing? Is it capital gain over a set time period or are you buying to generate a rental income? Your financial objectives may determine whether a unit or a house best suits your needs. Set limits. Lenders often highlight theread more
A Guide to Home Loan Paperwork
We see many happy faces when we tell people that as your mortgage broker we can help simplify the paperwork process because we know what lenders are looking for when it comes to assessing an application. The paperwork that lenders require can be significant, and it is important to give them not only the correct documentation, but also the full list they require. Sending your home loan application to the lender with missing documents can result in the loan application going back and forth without result or even derail the application altogether. Lenders assess your application by evaluating the risk involved with repaying the loan. While requirements vary from lender to lender, here is some of the key criteriaread more